The Truth About Title for Home Sellers: Title Fees, Insurance, and the “Local Title” Myth | Episode 75

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Home sellers: title is one of the most misunderstood parts of the entire transaction and bad information can cost you real money.

In this episode of Talking Realty, Glen sits down with returning guest Ryan Phillips of Associates Title Inc. to debunk the most common “title myths” sellers hear from agents, buyers, lenders… and sometimes even other title companies.

We cover:

  • The “local title company” myth (and why location doesn’t matter like it used to)
  • Who really chooses the title company (and why it’s negotiable)
  • What’s actually different from one title company to another (fees, service, tech, security)
  • Remote Online Notary (RON) closings: how sellers can close from anywhere
  • The real threat of wire fraud / data security and how to protect yourself
  • What title insurance is for and what common claims actually look like

Want a free strategy call with Ohio Property Group?
If you’re selling a home anywhere in Ohio, book a free, no-obligation call.

Guest Spotlight: Associates Title

Associates Title is built around the three things that matter most: service, savings, and security. Their secure online portal keeps communication clear and your data protected and their internal processes use technology to make closings faster, convenient, and more secure for everyone involved.

Learn more about Associates Title: associatestitleinc.com
Call Ryan Phillips: 614-419-2418

Key Moments:

  • 00:00 Introduction and Guest Welcome
  • 01:04 Debunking Title Myths
  • 01:43 Technology in Title Transactions
  • 02:03 Local vs. Non-Local Title Companies
  • 08:54 Remote Online Notarization (RON)
  • 16:28 Data Security in Title Transactions
  • 19:29 Real Example of Transactions Under Attack
  • 21:08 Myth Busting: Who Chooses the Title Company?
  • 25:26 Understanding Title Fees and Policies
  • 29:30 Real-Life Title Insurance Claims
  • 32:40 Navigating Lender Designated Title Companies
  • 37:15 The Unique Value of Title Companies
  • 38:30 Conclusion and Final Thoughts

Key Resources:

Contact Information:

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