
What Is Creative Financing in Real Estate? A Seller’s Guide to Assumptions, Seller Financing, and “Subject To”
Getting “creative financing” offers while selling your home? Terms like loan assumptions, seller financing, and “subject to” can sound sketchy, but some are legit (and some definitely aren’t). Here’s a plain-English guide to what these offers mean, when they can help a seller, and how to spot scammers fast.


